FHA Loans
Serving Beaverton, Hillsboro, and Sherwood, OR as well as AZ, CA, WA, ID, and OR
0% Down Payment Options
Fast Responses
Jumbo Loans
Same-Day Pre-Approvals
Hours:
Explore FHA Loan Options
Are you considering an FHA loan for your home purchase? Rick Valdez, Loan Officer, NMLS #105548 offers FHA government loan options to help make homeownership more accessible. We serve clients across AZ, CA, WA, ID, OR, Beaverton, Hillsboro, Sherwood from Portland, OR, providing tailored mortgage solutions.
With over 18 years of experience, Rick Valdez has been helping families achieve their homeownership dreams since 2007.
Reach out to us to explore how an FHA loan can work for you.
Signs You Might Benefit from an FHA Loan
FHA loans are designed to make homeownership more attainable. Here are some indicators that an FHA loan might be the right choice for you:
- Limited funds for a down payment
- Lower credit score
- Need for flexible qualification criteria
- Desire for lower monthly mortgage insurance
- Interest in property improvement loans
If any of these situations apply to you, Rick Valdez can help you navigate the FHA loan process. Don't hesitate to get in touch for personalized guidance.
Why Consider an FHA Loan for Your Home
FHA loans offer numerous advantages that can make homeownership more accessible and affordable. Here's why you might want to consider an FHA loan:
- Lower down payment requirements
- More lenient credit score qualifications
- Competitive interest rates
- Potential for lower closing costs
- Ability to use gifted funds for down payment
- Options for those with past financial challenges
Rick Valdez is committed to finding the best FHA loan solution for your unique circumstances. Let us help you explore your options and take the next step towards homeownership.
Why Choose Rick Valdez
When it comes to FHA loans and mortgage services, Rick Valdez stands out with a commitment to exceptional service and client satisfaction. Here's what sets us apart:
- Locally and family-owned business
- Fast responses and same-day pre-approvals
- All emails responded to within 24 hours
- Free refinancing quotes within 24 hours
- Complimentary homebuying consultations
- Price matching available
- Extensive experience since 2007
Choose Rick Valdez for a personalized and efficient mortgage experience. We're here to guide you through every step of the FHA loan process.
Contact Us
Ready to explore FHA loan options or have questions about the process? Rick Valdez is here to assist you. Our team of mortgage professionals is dedicated to helping you find the right FHA loan solution for your needs. We offer personalized service across AZ, CA, WA, ID, OR, Beaverton, Hillsboro, Sherwood.
Contact us today to schedule a free consultation and take the first step towards your new home with an FHA loan from Rick Valdez.
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