Government Loans for Homebuyers

Serving Beaverton, Hillsboro, and Sherwood, OR as well as AZ, CA, WA, ID, and OR

Fast Responses

Same-Day Pre-Approvals

Spanish Speaking Team

No cost homebuying consultations


Hours:

The Possibilities with Government-Backed Loans

Rick Valdez, Loan Officer, NMLS #105548 and his team are dedicated to making homeownership a reality through government-backed loan programs. With 18+ years of experience, we've been helping families across AZ, CA, WA, ID, OR, Beaverton, Hillsboro, Sherwood, achieve their dreams since 2007. Our team understands that each homebuyer's situation is unique, which is why we offer a range of government loan options tailored to your specific needs. From down payment assistance programs to 0% down payment options, we're committed to finding the perfect solution for you.

As a locally and family-owned mortgage company, we pride ourselves on our personalized service and fast response times. We offer same-day pre-approvals, free refinancing quotes within 24 hours, and free homebuying consultations to ensure you're fully informed and confident in your decisions. With our price matching available and a commitment to responding to all emails within 24 hours, you can trust that we're here to support you every step of the way. Ready to explore your government loan options? Contact us today and let's make your homeownership dreams a reality.

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Why Choose Us

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0% Down Payment Options Available

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Down Payment Assistance Programs

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Fast Responses, Jumbo Loans

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Same-Day Pre-Approvals Available

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Free Homebuying Consultations

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ITIN and DACA Recipient Financing

Rick Valdez, Loan Officer, NMLS #105548
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FHA Loans

FHA loans are an excellent option for first-time homebuyers or those with less-than-perfect credit. These government-insured loans offer lower down payment requirements and more flexible qualification criteria.

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USDA Loans

USDA loans are designed to promote homeownership in rural and suburban areas. These loans offer 100% financing, meaning you could potentially buy a home with no down payment.

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VA Loans

For veterans, active-duty service members, and eligible surviving spouses, VA loans provide an excellent pathway to homeownership. These loans often require no down payment and offer competitive interest rates.

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Rick Valdez, Loan Officer, NMLS #105548

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Here's what our satisfied customers are saying...

At Rick Valdez, Loan Officer, NMLS #105548, we take pride in providing exceptional home loan services to our customers. We would be grateful if you could share your thoughts about our business with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of Rick Valdez and let others know what you think.

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