VA

Secure Your VA Home Loan Today

Are you a veteran or active-duty service member looking to purchase a home? Rick Valdez, Loan Officer, NMLS #105548 and team offers VA government loan options tailored to your unique needs. Serving AZ, CA, WA, ID, OR, Beaverton, Hillsboro, Sherwood, we're committed to helping you achieve homeownership with benefits designed specifically for those who've served our country.

Don't let the opportunity for a VA loan pass you by. Reach out to us today to explore your options.

Signs You May Qualify for a VA Loan

Rick Valdez understands that navigating the mortgage landscape can be challenging. Here are some indicators that you might be eligible for a VA loan:

• Current active duty service member
• Honorably discharged veteran
• National Guard or Reserve member with sufficient service time
• Surviving spouse of a service member who died in the line of duty
• Looking to purchase a primary residence
• Seeking 100% financing options

If any of these apply to you, a VA loan could be your path to homeownership. Contact Rick Valdez to learn more about your eligibility and options.

Why Consider a VA Loan for Your Home Purchase

VA loans offer numerous advantages that make homeownership more accessible for veterans and active-duty personnel. Here's why you should consider a VA loan with Rick Valdez:

• No private mortgage insurance required
• Competitive interest rates
• No prepayment penalties
• Ability to reuse the benefit multiple times
• Relaxed credit score requirements
• Higher debt-to-income ratios allowed

These benefits can significantly reduce your overall costs and make homeownership more attainable. Get in touch with Rick Valdez to explore how a VA loan can work for you.

Why Choose Rick Valdez

When it comes to VA loans, Rick Valdez stands out as a trusted mortgage professional. Here's what sets us apart:

• Over 18 years of experience in the mortgage industry
• Helping families achieve homeownership since 2007
• Locally and family-owned business
• Fast responses and same-day pre-approvals
• Spanish-speaking services available
• Free homebuying consultations
• All emails responded to within 24 hours
• Price matching available

We're committed to providing personalized service and expert guidance throughout your VA loan process. Let Rick Valdez help you navigate your path to homeownership.

Contact Us

Ready to take the next step in securing your VA loan? Rick Valdez is here to assist you every step of the way. Our team is dedicated to providing exceptional service and support to veterans and active-duty service members across AZ, CA, WA, ID, OR, Beaverton, Hillsboro, Sherwood.

Don't wait to start your journey to homeownership. Contact us today to schedule your free consultation and learn how we can help you achieve your homeownership dreams with a VA loan.