Down Payment Assistance Programs

Serving Beaverton, Hillsboro, and Sherwood, OR as well as AZ, CA, WA, ID, and OR

Fast Responses

Same-Day Pre-Approvals

Spanish Speaking Team

No cost homebuying consultations


Hours:

Get the Home You've Always Wanted

Rick Valdez, Loan Officer, NMLS #105548 and his team are committed to making homeownership a reality for families across AZ, CA, WA, ID, OR, Beaverton, Hillsboro, Sherwood. Since 2007, we've been helping aspiring homeowners navigate the complex world of mortgages and down payment assistance programs. Our team understands that the path to homeownership can seem daunting, especially when it comes to saving for a down payment. That's why we specialize in a variety of down payment assistance options, including grants and forgivable loans, to help you bridge the gap between renting and owning.

We pride ourselves on our quick response times and personalized service. Whether you're a first-time homebuyer, looking to upgrade, or interested in refinancing, we've got you covered. Our expertise extends to jumbo loans, ITIN and DACA recipient financing, and even 0% down payment options. We're not just about mortgages; we're about building communities and helping families achieve their dreams. Our bilingual team is ready to assist Spanish-speaking clients, ensuring clear communication throughout the process. Ready to take the first step towards homeownership? Contact us today for a free homebuying consultation.

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Why Choose Us

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0% Down Payment Options Available

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Down Payment Assistance Programs

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Fast Responses, Jumbo Loans

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Same-Day Pre-Approvals Available

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Free Homebuying Consultations

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ITIN and DACA Recipient Financing

Rick Valdez, Loan Officer, NMLS #105548
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Oregon First

Home

The Oregon First Home program is designed to help first-time homebuyers in Oregon realize their dreams of homeownership. This initiative offers competitive interest rates and down payment assistance to eligible applicants. We'll guide you through the qualification process and help you understand how this program can significantly reduce your upfront costs.
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Oregon Next

Step

For those who have owned a home before but are looking to re-enter the market, the Oregon Next Step program provides valuable support. This program offers favorable terms and potential down payment assistance to help you make your next move. We'll assess your situation and determine if this program aligns with your homeownership goals.
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Portland Housing Center

The Portland Housing Center offers a range of services and programs to support homebuyers in the Portland area. From homebuyer education classes to down payment assistance programs, we'll connect you with the resources available through this valuable community partner. Our team will help you navigate their offerings and integrate them with your mortgage plan.
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Washington State Home Advantage

The Washington State Home Advantage program is a versatile option for homebuyers across the state. It offers competitive interest rates and down payment assistance that can be combined with other local programs. We'll explain how this program works and help you determine if it's the right fit.

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Washington State Home Choice

Designed for homebuyers with disabilities or those who have family members with disabilities, the Washington State Home Choice program provides specialized assistance. This program offers down payment assistance and favorable loan terms to make homeownership more accessible.

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Washington State Opportunity

The Washington State Opportunity program aims to increase homeownership among low to moderate-income buyers. It provides down payment assistance and affordable interest rates to help make homeownership a reality. Our team will assess your eligibility and guide you through the process, step by step.

Results expressed in the testimonial are true and shared with borrower permission!

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Here's what our satisfied customers are saying...

At Rick Valdez, Loan Officer, NMLS #105548, we take pride in providing exceptional home loan services to our customers. We would be grateful if you could share your thoughts about our business with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of Rick Valdez and let others know what you think.

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