Down Payment Assistance Programs
Serving Beaverton, Hillsboro, and Sherwood, OR as well as AZ, CA, WA, ID, and OR
0% Down Payment Options
Fast Responses
Jumbo Loans
Same-Day Pre-Approvals
Hours:
Get the Home You've Always Wanted
Rick Valdez, Loan Officer, NMLS #105548 and his team are committed to making homeownership a reality for families across AZ, CA, WA, ID, OR, Beaverton, Hillsboro, Sherwood. Since 2007, we've been helping aspiring homeowners navigate the complex world of mortgages and down payment assistance programs. Our team understands that the path to homeownership can seem daunting, especially when it comes to saving for a down payment. That's why we specialize in a variety of down payment assistance options, including grants and forgivable loans, to help you bridge the gap between renting and owning.
We pride ourselves on our quick response times and personalized service. Whether you're a first-time homebuyer, looking to upgrade, or interested in refinancing, we've got you covered. Our expertise extends to jumbo loans, ITIN and DACA recipient financing, and even 0% down payment options. We're not just about mortgages; we're about building communities and helping families achieve their dreams. Our bilingual team is ready to assist Spanish-speaking clients, ensuring clear communication throughout the process. Ready to take the first step towards homeownership? Contact us today for a free homebuying consultation.
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Why Choose Us
0% Down Payment Options Available
Down Payment Assistance Programs
Fast Responses, Jumbo Loans
Same-Day Pre-Approvals Available
Free Homebuying Consultations
ITIN and DACA Recipient Financing

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Portland Housing Center
Washington State Home Advantage
The Washington State Home Advantage program is a versatile option for homebuyers across the state. It offers competitive interest rates and down payment assistance that can be combined with other local programs. We'll explain how this program works and help you determine if it's the right fit.
Washington State Home Choice
Designed for homebuyers with disabilities or those who have family members with disabilities, the Washington State Home Choice program provides specialized assistance. This program offers down payment assistance and favorable loan terms to make homeownership more accessible.
Washington State Opportunity
The Washington State Opportunity program aims to increase homeownership among low to moderate-income buyers. It provides down payment assistance and affordable interest rates to help make homeownership a reality. Our team will assess your eligibility and guide you through the process, step by step.
Results expressed in the testimonial are true and shared with borrower permission!


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Here's what our satisfied customers are saying...
At Rick Valdez, Loan Officer, NMLS #105548, we take pride in providing exceptional home loan services to our customers. We would be grateful if you could share your thoughts about our business with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of Rick Valdez and let others know what you think.







